Tools/Data Tools/IFSC Lookup

Indian Overseas Bank IFSC Code

3,293 branches across 34 states. Bank prefix: IOBA0xxxxxx · Public sector · Founded 1937

Branches indexed

3,293

States

34

Cities

100+

Prefix

IOBA

Find a specific branch

Pick the city your branch is in and we'll show every Indian Overseas Bank branch there with its IFSC, MICR, and address.

Open the Indian Overseas Bank branch finder

About Indian Overseas Bank

Founded

1937

Headquarters

Chennai, Tamil Nadu

Founder

M. Ct. M. Chidambaram Chettyar

Ownership

Public sector

Indian Overseas Bank was founded on 10 February 1937 in Chennai by industrialist M. Ct. M. Chidambaram Chettyar, with the explicit goal of specialising in foreign exchange and overseas remittances — uncommon for an Indian bank of the era.

IOB opened its first foreign branch in Rangoon (Yangon) on the same day it began operations in India — the only bank in India to launch domestic and overseas operations simultaneously.

IOB was nationalised in 1969 alongside 13 other major commercial banks. It did not participate in the 2019–20 mega-merger.

IOB has historically been a strong player in Tamil Nadu and the South Indian rice-belt economy. Its specialisation in trade finance and forex remains a differentiator among PSBs.

How Indian Overseas Bank IFSC codes are structured

IOBA0XXXXXX
  • IOBA — Indian Overseas Bank's assigned 4-letter bank code, fixed across every branch.
  • 0 — reserved character. Always 0 in every Indian IFSC.
  • XXXXXX — 6-character branch code, assigned by Indian Overseas Bank to identify a specific branch.

Example from this index: IOBA0003236 — Indian Overseas Bank, A K KUCHIPALAYAM (VILLUPURAM, TAMIL NADU).

Indian Overseas Bank branches by state

Indian Overseas Bank's 3,293 indexed branches are distributed across 34 states and union territories. Top 15 by branch count:

StateBranchesShare
TAMIL NADU1,12934.3%
ANDHRA PRADESH2798.5%
KARNATAKA2297.0%
UTTAR PRADESH2186.6%
KERALA1865.6%
MAHARASHTRA1645.0%
WEST BENGAL1554.7%
ODISHA1293.9%
GUJARAT1163.5%
PUNJAB1033.1%
DELHI842.6%
RAJASTHAN652.0%
BIHAR611.9%
MADHYA PRADESH581.8%
HARYANA561.7%

Top cities for Indian Overseas Bank

Indian Overseas Bank has the most branches concentrated in these cities. Click through to see every branch with its IFSC, MICR, and address.

CHENNAI
140 branches
DELHI
74 branches
KOLKATA
57 branches
MUMBAI
49 branches
BANGALORE
47 branches
HYDERABAD
36 branches
COIMBATORE
35 branches
MADURAI
33 branches
LUCKNOW
25 branches
AHMEDABAD
23 branches
TIRUCHIRAPPALLI
19 branches
MYSORE
17 branches

90 Indian Overseas Bank branches indexed below

A sample of Indian Overseas Bank branches with their IFSC and MICR codes. Use the branch finder above for the complete index of 3,293 branches.

IFSCBranchCityStateMICR
IOBA0003236A K KUCHIPALAYAMVILLUPURAMTAMIL NADU—
IOBA0000239ABHIRAMAMABHIRAMAMTAMIL NADU623020103
IOBA0000236ABHISHEKAPURAMTIRUCHIRAPPALLITAMIL NADU620020004
IOBA0001616ABIDSHYDERABADANDHRA PRADESH500020022
IOBA0001301ADARSH NAGARHYDERABADANDHRA PRADESH500020017
IOBA0002601ADONIADONIANDHRA PRADESH—
IOBA0003420AGALAKOTEMAGADIKARNATAKA—
IOBA0003421AJJANAHALLITAVAREKEREKARNATAKA—
IOBA0002568ALANAHALLIMYSOREKARNATAKA570020010
IOBA0002329ACHNERAACHNERAUTTAR PRADESH282020009
IOBA0000455AGRA KAMALANAGARAGRAUTTAR PRADESH282020003
IOBA0000266AGRA MAINAGRAUTTAR PRADESH282020002
IOBA0001028ADOORADOORKERALA691020052
IOBA0000004ALLEPPEYALAPPUZHAKERALA688020002
IOBA0000664ALWAYEALUVAKERALA682020004
IOBA0000488AHMEDNAGARAHMADNAGARMAHARASHTRA414020001
IOBA0001682AHMEDNAGAR CANTONMENTAHMADNAGARMAHARASHTRA414020002
IOBA0003008AIROLIDIGASHIMAHARASHTRA400020075
IOBA0002160ABBOT SISHU HALLHUGLIWEST BENGAL700020066
IOBA0003066ALIPURDUARALIPUR DUARWEST BENGAL—
IOBA0000720AMRATOLLAKOLKATAWEST BENGAL700020010
IOBA0001558AINTHAPALLIAINTHAPALLIODISHA768020003
IOBA0002622ANANDAPURKEONJHARODISHA758020501
IOBA0003061ANDILO BALIANTABHUBANESWARODISHA751020015
IOBA0001557ADAJANSURATGUJARAT395020005
IOBA0001816AHMEDABADAHMEDABADGUJARAT380020019
IOBA0002532AHMEDABAD BAVLABAVLAGUJARAT380020030
IOBA0001918ABOHARABOHARPUNJAB152020302
IOBA0000516ADAMPUR DOABAADAMPURPUNJAB144020812
IOBA0002179AIR FORCE STATION BARNALABARNALAPUNJAB148020403
IOBA0002356ANAND VIHARDELHIDELHI110020109
IOBA0002259ASHOK VIHAR NEW DELHIDELHIDELHI110020104
IOBA0003249BADARPUR DELHIDELHIDELHI110020136
IOBA0002330ABU ROADABU ROADRAJASTHAN307020002
IOBA0000476AJMERAJMERRAJASTHAN305020002
IOBA0000564ALIGARHALIGARHRAJASTHAN202020002
IOBA0003415ADAMPURNALANDABIHAR—
IOBA0003271ANISABADPHULWARI SHARIFBIHAR800020008
IOBA0002382ARRAHARRAHBIHAR802020102
IOBA0003728AREA COLONYBHOPALMADHYA PRADESH—
IOBA0002873BALAGHATBALAGHATMADHYA PRADESH481020001
IOBA0002656BHINDBHINDMADHYA PRADESH477020001
IOBA0001630AMBALA CITYAMBALAHARYANA133020003
IOBA0001607BAHADURGARHBAHADURGARHHARYANA110020063
IOBA0002679BALLABHGARHFARIDABADHARYANA110020125
IOBA0003372ADARSH TEHRI NAGARTEHRIUTTARAKHAND—
IOBA0003506AICHOLIPITHORAGARHUTTARAKHAND—
IOBA0001192AITHALATHELUTTARAKHAND249020005
IOBA0002993AMBIKAPURAMBIKAPURCHHATTISGARH497020001
IOBA0002657BAIKUNTHPURBAIKUNTHPURCHHATTISGARH495020502
IOBA0002534BALODBALODCHHATTISGARH491020501
IOBA0003383BAHADURPURBOKAROJHARKHAND—
IOBA0001511BARIDIHJAMSHEDPURJHARKHAND831020004
IOBA0001246BOKORO STEEL CITY CHASBOKAROJHARKHAND827020002
IOBA0001134AMINGAONAMINGAONASSAM781020003
IOBA0002906ATHGAONGUWAHATIASSAM781020008
IOBA0002834BAGBARIKALIGANJASSAM—
IOBA0003452BICHOLIMBICHOLIMGOA—
IOBA0000537BORIMBORIMGOA403020008
IOBA0002513CALANGUTECALANGUTEGOA403020017
IOBA0001976100 FEET ROAD PONDICHERRYPONDICHERRYPUDUCHERRY605020009
IOBA0000540AMBAGARATHURAMBAGARATHURPUDUCHERRY609020103
IOBA0003605ARIYANKUPPAMARIYAMKUPPAMPUDUCHERRY—
IOBA0001848CHANDIGARHCHANDIGARHCHANDIGARH160020013
IOBA0000284CHANDIGARH MAIN SECTOR 7CHANDIGARHCHANDIGARH160020001
IOBA0001430CHANDIGARH SECTOR DCHANDIGARHCHANDIGARH160020004
IOBA0002182BADDIBADDIHIMACHAL PRADESH160020015
IOBA0003674BATHUHAROLIHIMACHAL PRADESH—
IOBA0003618KHAIRTHALBANJARHIMACHAL PRADESH—
IOBA0001080AGARTALAAGARTALATRIPURA799020002
IOBA0003428KHOWAIKHOWAITRIPURA—
IOBA0002905PECHARTHALDHARMANAGARTRIPURA799020501
IOBA0003520JOWAIJOWAIMEGHALAYA—
IOBA0003526LAITUMKHRAHSHILLONGMEGHALAYA—
IOBA0000541SHILLONGSHILLONGMEGHALAYA793020002
IOBA0001431JAMMUJAMMUJAMMU AND KASHMIR180020002
IOBA0001958SATWARI CHOWK JAMMUJAMMUJAMMU AND KASHMIR180020003
IOBA0000945SRINAGARSRINAGARJAMMU AND KASHMIR190020002
IOBA0003112CENTRAL PENDAMRUNGPOSIKKIM—
IOBA0001624GANGTOKGANGTOKSIKKIM737020001
IOBA0003485JORETHANGJORETHANGSIKKIM—
IOBA0000732IMPHALIMPHALMANIPUR795020002
IOBA0002929THOUBALTHOUBALMANIPUR795020501
IOBA0003194GARACHARMAGARACHARAMAANDAMAN AND NICOBAR ISLANDS—
IOBA0001265PORT BLAIRPORT BLAIRANDAMAN AND NICOBAR ISLANDS744020001
IOBA0001314DINDIGUL SERVITE CONVENTDINDIGULTELANGANA625020034
IOBA0002198SILVASSASILVASADADRA AND NAGAR HAVELI AND DAMAN AND DIU396020111
IOBA0002728NAHARLAGUNNAHARLAGUNARUNACHAL PRADESH791020002
IOBA0003028AIZAWLAIZAWLMIZORAM796020002
IOBA0003425DIMAPURDIMAPURNAGALAND—

Indian Overseas Bank: IFSC vs MICR vs SWIFT

IFSC

IOBA0XXXXXX

11 characters. Used for NEFT, RTGS, IMPS — domestic Indian transfers.

MICR

9 digits

Magnetic ink code at the bottom of cheques — used for cheque clearing automation, not online transfers.

SWIFT / BIC

8 or 11 chars

International transfers via SWIFT network. Each bank has a small number of SWIFT codes total — far fewer than IFSCs.

How to find your Indian Overseas Bank IFSC

  1. 1IOB Mobile app — Account → Details → IFSC.
  2. 2IOB net banking — Account Summary panel.
  3. 3IOB cheque leaf — top-right corner.

Looking for Indian Overseas Bank's SWIFT code?

IFSC is for domestic transfers within India. For international wires to a Indian Overseas Bank account, you need its SWIFT/BIC code instead.

Search Indian Overseas Bank SWIFT codes

Other major banks

State Bank of IndiaPunjab National BankCanara BankBank of BarodaBank of IndiaHDFC BankCentral Bank of IndiaICICI BankUnion Bank of IndiaUCO BankAxis BankIDBI BankIndian BankBank of MaharashtraPunjab & Sind BankFederal BankYes BankJammu & Kashmir BankIndusInd Bank

Data sourced from RBI's public IFSC master list via the open indian-bank-detailsdataset. Pyrelo doesn't log the codes you look up.

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